Car Finance

Lighthouse Motors have a dedicated team of finance experts waiting to help with your enquiry.

We have relationships with high street lenders and specialist motoring finance houses too, that is why we have helped hundreds of customers secure the best finance deal for their budget.

Our expertise with finance means that even if you have a poor credit rating we can help arrange finance for you.

About Lease Purchase
Key Features

1.) Spread the cost of acquiring an asset over typically 2 to 5 years by paying only an initial deposit which can typically be as low as 5%-10% of the net asset cost plus all of the VAT.
All of your repayments remain fixed throughout the finance term.

2.) Repayments are monthly, but can include annual or seasonal overpayments based upon the specific requirements of the customer.

3.) Ownership of the asset transfers to the customer upon making the final repayment which also includes an option to purchase fee.

Key Features

1.) Low deposits preserve valuable cash resources.

2.) All of the costs of the finance are known at the outset to assist with budgeting and cashflow.

3.) If utilising a balloon to defer some of the capital to the end of the agreement you will make lower monthly repayments than for a standard HP deal.

Commission Statement

At Lighthouse Motors, we are a credit broker and not a lender. We work with a panel of finance providers and may receive a commission or other benefits for introducing you to them. The amount of commission received may vary depending on the finance provider and the product, and it can be based on a fixed fee or a percentage of the amount borrowed.

We are required to disclose the existence and nature of this commission, and we will do so clearly and openly as part of every finance offer. The commission we receive does not influence the interest rate you will pay.

Our aim is always to offer you the most suitable finance options for your needs, in a fair and transparent manner.

For more information, please contact us directly.